Check with your insurance agent regarding your own insurance policies on accidental death or medical expenses, or refer to your homeowner's policy regarding theft of your property. Full details can be found at the rental counter. PEI is an optional coverage that will protect the personal effects of the renter while in the rental car. Personal Passenger Protection (PPP) and Personal Effects Insurance (PEI) - PPP is optional coverage available at most Thrifty offices and covers accidental death and accidental medical expenses for the renter who signs electing to be covered under the policy. You should make sure you are adequately covered for claims by third parties either by your own personal or business automobile policy or by the car rental company. Unlike LDW, there are no credit card waivers for liability for a third party's injury or property damage. If available and accepted at the beginning of the rental, for an additional daily charge, the renter and any additional renter will be protected against third party auto liability at-fault claims for up to $1,000,000 if you are involved in an accident with other people. Liability Insurance Supplement (LIS) - This optional coverage is available at many Thrifty locations. require renters to purchase Theft coverage. LDW is not insurance or an insurance product.Some locations outside the U.S. Your personal automobile policy and some credit cards may provide coverage for these losses. If declined, you will be fully responsible for all loss or damage to the vehicle, regardless of fault. ![]() Loss Damage Waiver (LDW) - If you accept LDW at the beginning of the rental (for an additional daily fee), your responsibility for loss of or damage to the vehicle is waived in full or in part (depending on the LDW plan accepted), provided the rental agreement is not violated. Once you know these answers, you can make an informed decision about the options at the time of rental. Check with your insurance representatives or credit card company to see if your auto policy or credit card agreement covers any damage done to the rental vehicle, damage or injury to other people caused by you, injuries to passengers in your rental vehicle, and theft of personal belongings left in your rental car. The best policy is to know the answer before you leave home. There is a nominal $10 fee associated with the change to your rental agreement.
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